We specialize in providing 1st & 2nd Mortgages for people in the GTA

Second Mortgage is a great option for anybody to borrow additional money on their property even if they have Bad Credit or Low income. Borrowers can borrow up to 90% of the appraisal value of the property. Second mortgages can be used for:

  • Consolidating debt
  • Covering home renovation costs
  • Paying for children’s education
  • Repaying mortgage and tax arrears
  • Having disposable cash in hand

Advantages of a SECOND MORTGAGE:

  • It is a second position mortgage which is advantageous if you currently hold a favorably low rate first mortgage and do not want to discharge due to penalties, fees, etc.
  • Second mortgages can also be arranged with greater ease due to the amount of lenders available both institutionally and privately.
  • Borrower qualifications are usually based more on home equity rather than credit and income
  • Flexibility-most second mortgages are interest only payments and have 1 year term.

Mortgage Calculator

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Mortgage Check-list!

Most newcomers to Canada turn to the internet to find information on housing. To offer new Canadians a one-stop online source for housing-related information see check list below.

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